This benefit does not cover cell phones that are lost (i.e. Compare all of Wells Fargo’s credit card options. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® card. Find out all about the Wells Fargo Cash Wise Visa® card - we'll provide you with the latest information and tell you everything you need to know to find your perfect card. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® card. © 1999 - 2021 Wells Fargo. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash-back option. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. You agree that the Bank will determine the amount of credit extended, as well as which product you qualify for, based on the Bank's review criteria. This card has a $0 annual fee and lets you earn unlimited 1.5% cash rewards on purchases. Enter your username and password to securely view and manage your Wells Fargo accounts online. You certify that all information provided is true, correct, and complete and that you have the legal capacity to enter into this contract. While making a balance transfer may be beneficial to you, balance transfers also may have limitations and/or fees associated with them so please consult your account agreement before making a balance transfer. Payments made in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower ones. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card for further details. We will not charge you interest on purchases if you pay your entire balance by the due date each month. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. *, No category limitations or quarterly activations.2, from account opening on purchases and qualifying balance transfers, on Google PayTM or Apple Pay® digital wallet purchases during the first 12 months from account opening.3. If your account is upgraded to the Wells Fargo Cash Wise Visa® Card, you will earn the digital wallet rewards bonus during the first 12 months from the date your account is upgraded. You'll earn an unlimited 1.5% cash rewards on purchases. Allows you to use the available credit on one credit card to pay the balance on one or more credit lines or loans. We may use any means to contact you and this may include contact from companies working on our behalf to service your accounts. Enter your username and password to securely view and manage your Wells Fargo accounts online. If you are a married applicant you may apply for credit in your own name. The Wells Fargo Cash Wise Visa® card is a general-use cash back credit card with a focus on utilizing mobile pay apps.. If you already have a Wells Fargo credit card, but you do not have a Wells Fargo checking account: If you already have a Wells Fargo checking account, call, Unless an introductory or promotional APR is in effect, we will add a “Margin” to the U.S. Prime Rate to determine your standard variable APR. Update: Some offers mentioned below are no longer available. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. The Wells Fargo Cash Wise Visa® Card is a highlight of Wells Fargo’s rewards card lineup, and one of the better no annual fee cash back cards on the market. You will earn an additional 20% digital wallet transaction bonus cash reward above the base earn of 1.5% on net purchases (purchases minus returns/credits) only, for a total of 1.8% cash rewards during the first 12 months from the date the account is opened. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. 6. This is the best Wells Fargo credit card if you need a co-signer because you don’t have a credit history. If your account is upgraded to the Wells Fargo Cash Wise Visa® Card, you will earn the digital wallet rewards bonus during the first 12 months from the date your account is upgraded. Low Intro APR Platinum card learn more about the Wells Fargo Platinum Visa® card. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. Bonus rewards are earned on net purchases (purchases minus returns/credits) only. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. Apply for Wells Fargo Cash Wise Visa® card. Costco Anywhere Visa® Card by Citi. Please do not enter any personal or account information in this box. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance is exhausted. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance. Please review the Visa Guide to Benefits for details. The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information available to us. Depending on your account terms, an Overdraft Protection Advance Fee may be charged to your Account each day an Overdraft Protection Advance is made, and interest will accrue from the date each advance is made. This includes your name, mailing address, e-mail addresses, or phone numbers. Eligibility for introductory rate(s), fees, and bonus rewards offers The Bank is authorized to verify or check any of the information given, to obtain credit reports on you and to make Overdraft Protection advances if you requested that feature. You must have a Wells Fargo Debit or ATM Card in order to redeem rewards at a Wells Fargo ATM.←back to content Return to Footnote 4, 5. 0% … You may not qualify for the lowest APRs disclosed above. 3% of each transaction converted to U.S. dollars. Certain restrictions and limitations apply. For additional information on overdraft protection using your credit card, please visit www.wellsfargo.com/credit-cards/features/overdraft-protection. The Wells Fargo Cash Wise Visa® Card is a popular choice for consumers who want simple rewards that don’t require much hassle. I currently have checking & savings with them (Preferred checking, & Way2Save in case those are relevant), and my 401k through them currently. Each approved claim has a benefit limit of $600. These bonus cash rewards will show as redeemable within 1-2 billing periods after they are earned. Cash Wise Visa ® registered trademark card. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. 5 To qualify for the 20,000 bonus rewards … Visa Signature benefits. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® registered trademark Score available, and enrolled in Wells Fargo Online® registered trademark banking. It offers an unlimited 1.5% cash back on every purchase, without categories … Wells Fargo Cash Wise Visa® full terms and conditions. Generally, we will apply your minimum payment first to lower APR balances (such as purchases) before balances with higher APRs (such as cash advances). If we are able to provide you an approval, the confirmation page and email will also display your credit limit. The Wells Fargo Cash Wise Visa® card is one of the best cash rewards cards for people with good credit or better, especially those who want an initial bonus and 0% introductory APRs. You must have a Wells Fargo checking account and a Wells Fargo credit card to use this optional service. Yearly Cash Rewards 0. Sign up may be required. You agree that your phone service providers may verify any phone numbers you have supplied to the name, address, and status on their records. It worth about $600 insurance. Learn More. … If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. This card automatically comes with Go Far Rewards and there is no need to sign up. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card for further details. In this detailed review, we will weigh out the good, the bad, and the ugly to help you determine if this is the right card … View the current offers here.. Generally, we will apply your minimum payment first to lower APR balances (such as Purchases) before balances with higher APRs (such as Cash Advances). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. On Citi's secure site. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. To review the digital wallets that qualify for the 20% mobile wallet bonus, go to wellsfargo.com/cashwisewallet. This benefit does not cover cell phones that are lost (i.e. Wells Fargo Platinum full terms and conditions. If you have a joint Account, a notice to one of you will serve as a notice to both of you. If you have a joint checking account, you will be responsible for all advances, including interest and charges, from your credit card to cover overdrafts, regardless of who writes the check, makes the debit card purchase, or engages in any other transaction that causes the overdraft. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection.←back to content Return to Footnote 6. Press Escape to exit the slider. Please note that the offers displayed on this page may differ from offers you may have received from Wells Fargo. Wells Fargo Cash Wise Visa® card full terms and conditions. A consumer report from consumer reporting agencies will be obtained in considering this application and for the purposes of any update, renewal, extension of credit, review or collection of the account. The Wells Fargo Business Elite Signature Card … Call your cellular provider (or sign on to their website) and request to set up automatic payments. Your due date is at least 25 days after the close of each billing period. Annual Percentage Rate (APR) for Purchases, Annual Percentage Rate (APR) for Balance Transfers, APR for Cash Advances and Overdraft Protection Advances. The minimum dollar amount that must be paid each month before the payment due date. You give consent to allow us to contact your past, present and future phone service providers to verify the information you have provided against their records. Applicants must be able … Credit card subject to credit qualification. Earn a $150 cash rewards bonus. This information may have changed after that date. It offers 1.8% in cash rewards for the first 12 months on eligible mobile wallet purchases. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. You'll get killer rewards ... for 6 months. To qualify for the Wells Fargo Cash Back CollegeSM Card, students must be the age of majority or emancipation in the state of residence; and meet other credit qualifications. The "Margin" for purchases and balance transfers will be 11.24 to 21.74 percentage points, based on your creditworthiness. This protection may not be equivalent to or better than other applicable coverage. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. For Credit Card Tips from the Consumer Financial Protection Bureau. All rights reserved. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the Internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Availability may be affected by your mobile carrier's coverage area. If that’s not welcoming enough, you’ll also earn 1.8% cash rewards on digital wallet purchases in your first year. The "Margin" for cash advances and overdraft protection advances will be 20.74 to 22.74 percentage points, based on your creditworthiness. In addition, it earns an introductory 1.8% cash back rate on qualified digital-wallet purchases and an unlimited 1.5% cash … Online account access to all of your Wells Fargo Financial credit card accounts including NowLine®, Visa®, MasterCard®, and Cash on … Opens in a new window. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Electronic failure or issues related to the software of the device are not covered. 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. The higher rewards rate on general purchases means … Disclaimer: The information for the Wells Fargo Platinum Visa card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. We cannot address customer service questions here. By providing us with any telephone number, you are expressly consenting permission to contact you at that number about all of your Wells Fargo accounts. . The $0-annual-fee Wells Fargo Visa Signature® Credit Card … You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers – even if that account is closed and has a $0 balance. . After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. Cash Wise Visa® registered trademark card, when you spend $500 in purchases in the first 3 months1, 0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers. Coverage is supplemental to Cardholder's primary insurance coverage. All rights reserved. See important exclusions below (on page 2 if printed). Your mobile carrier's message and data rates may apply. NMLSR ID 399801, $150 cash rewards bonus when you spend $500 in purchases in the first 3 months, Our lowest possible intro APR on purchases and balance transfers for 15 months from account opening. Monthly Spending $0. To qualify for the $150 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Wells Fargo Credit Card site. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12 month period. $12.50 if the total of overdraft protection advances for the day is $50 or less;$20 if the total of overdraft protection advances for the day is greater than $50. This protection may not be equivalent to or better than other applicable coverage. You must have a Wells Fargo Debit or ATM Card in order to redeem rewards at a Wells Fargo ATM. Wells Fargo Cash Wise APR and Bonuses. The Wells Fargo Visa Signature Card is a flexible rewards card for people who want to earn rewards on every purchase. The minimum payment amount may vary monthly depending on account activity; you may find your current minimum payment on your current monthly billing statement. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information. Killing time between flights on Tuesday, 9/10, and not long after learning about the outcome of Ducks Unlimited, I figured I'd throw in an extra one style :smileywink:. You agree that we may consider you for a Visa Signature credit card if you qualify. Learn more about the Wells Fargo Propel American Express registered trademark card. The purchase of goods or services from a merchant in connection with your use of this site or Visa Signature Concierge, including any reservation or booking completed by Visa Signature Concierge at your request ("Service"), is solely between you and the respective merchant, and neither Wells Fargo nor Visa is a party to the purchase. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. We're sorry, but some features of our site require JavaScript. 4% cash back on eligible gas for the first … When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you’ll get up to $600 of protection (subject to $25 deductible) against covered damage or theft.6, Access to your FICO® registered trademark credit score, Find out where you stand when it comes to your credit. 7. If the credit card for which you are applying is granted, you will notify the Bank if you have a spouse who needs to receive notification that credit has been extended to you. This APR will vary with the market based on the U.S. Prime Rate. Important: There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® registered trademark Score or Wells Fargo credit rating does not necessarily guarantee a better loan rate, approval of a loan, or an automatic upgrade on a credit card. Rewards redeemed as a credit to a qualified Wells Fargo mortgage, loan or credit product are applied toward your principal balance. This card offers travel benefits and a rewards program with points … To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. You can also enjoy earning 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening. This APR will vary with the market based on the U.S. Prime Rate. If you are married, by submitting your credit card application you are confirming that this credit card obligation is being incurred in the interest of your marriage and your family. To review the digital wallets that qualify for the 20% digital wallet bonus, go to wellsfargo.com/cashwisewallet.Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. As an additional perk, the card … The Wells Fargo Cash Wise Visa card is a flat-rate cash back rewards credit card offered through Wells Fargo Bank. You authorize the Bank to obtain information from others to investigate your credit, employment and income history and state records including state employment security agency records and to report information regarding your account to consumer reporting agencies. Please note that you can change or reallocate your limits on your own by calling Customer Service at any time, with certain restrictions. However, this isn’t the best card to use abroad as it comes with foreign transaction fees. The card includes an EMV chip, which protects against fraud and promotes easier use overseas. Learn more about the Wells Fargo Platinum card. Learn more about Go Far Rewards. Cardholder must decline coverage from the rental company to be eligible for this benefit. Wells Fargo Cash Wise Visa Signature ... Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; • Cell phones that are rented, … Cash redemptions via a withdrawal from a Wells Fargo ATM or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM are redeemable in $20 cash reward increments only. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash … for further details.←back to content Return to Footnote 2, 3. Learn more about this card, read our expert reviews, and apply online at CreditCards.com. For us to service your Account or to collect any amounts you may owe, you agree that we may contact you using any contact information related to your Account including any number (i) you have provided to us (ii) from which you called us, or (iii) which we obtained and reasonably believe we can reach you. Regular APRs of the card is above the average. If you do not do so, your requests for certain services such as balance transfers, Wells Fargo Online and ATM access may be delayed and you may be denied access to your account. The Wells Fargo Cash Wise Visa® Card is not one of our top rated cash back credit cards. You are responsible for any service provider charges as a result of us contacting you. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Please note that the offers displayed on this page may differ from offers you may have received from Wells Fargo. learn more about the Wells Fargo Cash Wise Visa® card. Slide to adjust your monthly credit card spending. 1. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. Each approved claim has a benefit limit of $600. In addition, it earns an introductory 1.8% cash back rate on qualified digital-wallet purchases and an unlimited 1.5% cash … Opens in a new window. Find an ATM or banking location near you. You hereby stipulate to the terms of the arbitration program described in the Agreement. If we need more time to review your application, you will receive an application ID and a phone number that you can call to check your application status. Monthly spending values for illustrative purpose only. learn more about the Wells Fargo Propel American Express® card. These bonus cash rewards are only earned on transactions originating from your Wells Fargo Cash Wise Visa® Card when transactions are made using a qualified digital wallet (for example, Apple Pay® or Google Pay™). The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. The Wells Fargo Cash Wise Visa® card is a decent option for the shopper who wants to earn cash back but doesn’t want to deal with rotating categories, activation or spending caps. These bonus cash rewards are only earned on transactions originating from your Wells Fargo Cash Wise Visa® registered trademark Card when transactions are made using a qualified digital wallet (for example, Apple Pay® registered trademark or Google PayTM). Get access to your FICO® registered trademark Score and more for free through Wells Fargo Online® registered trademark.7, Learn more about the Propel®  registered trademark    card. Contact Wells Fargo for details. Cash redemption available in $20 increments.4, Direct deposit into your eligible Wells Fargo savings or checking account4, Apply as a credit to your qualified Wells Fargo mortgage principal balance5. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. Opens in a new window. Selecione Cancele para permanecer en esta página o Continúe para ver nuestra página principal en español. Wells Fargo’s cash-back card is part of the Visa Signature program and includes a long list of perks. You may not qualify for an additional Wells Fargo Credit Card if you have opened a Wells Fargo Credit Card in the last 6 months. for Wells Fargo Cash Wise Visa® card. Next step: apply for Wells Fargo Platinum card. This APR will vary with the market based on the U.S. Prime Rate. Cash Back Cash Wise Visa ® trademark card learn more about the Wells Fargo Cash Wise Visa® card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Generally, we will apply your minimum payment first to lower APR balances (such as purchases) … This may include automated dialing devices, prerecorded/artificial voice messages, mail, e-mail, text messages, and calls to your cell phone or Voice over Internet Protocol (VoIP) service, or any other data or voice transmission technology. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. There is no APR for a year when you get this card. The Wells Fargo Cash Wise Visa card, by contrast, keeps it simple by offering unlimited 1.5 percent cash back on purchases. The card earns a flat-rate 1.5% cash back on every purchase, with no limits on the amount of cash back you can earn. Participating Merchants of the Earn More Mall® feature control the variability of the offers shown. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. All other transactions will be processed at the base earn rate of 1.5%. The Ohio Civil Rights Commission administers compliance with this law. You will earn an additional 20% digital wallet transaction bonus cash reward above the base earn of 1.5% on net purchases (purchases minus returns/credits) only, for a total of 1.8% cash rewards during the first 12 months from the date the account is opened. But the Wells Fargo Visa Signature® Credit Card is unique among the issuer's portfolio of cards, in that its points take on 50% more value when you redeem for plane tickets. Wells Fargo reserves the right to change terms, rates (APRs) and fees, at its discretion in accordance with the Consumer Credit Card Customer Agreement and Disclosure Statement ("Agreement") for your account and applicable law. You agree to be bound by the terms and conditions of the Agreement, which will be sent to you, and understand that the terms of your account may be changed at any time, subject to applicable law. Use the arrow keys or page up and page down to adjust the slider to see how your cash rewards will add up. After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. The periodic rate, expressed as an annual amount, used to compute the interest charge on an outstanding balance. Cash redemption options by phone or online are redeemable in $25 cash reward increments only. Opens in a new window. disappear without explanation). Find out all about the Wells Fargo Cash Wise Visa® card - we'll provide you with the latest information and tell you everything you need to know to find your perfect card. It also includes travel benefits, such as rental car insurance, travel insurance … The Cash Wise card … If you choose to link your Account to your Wells Fargo checking account for Overdraft Protection, please note the following. Deposit products offered by Wells Fargo Bank, N.A. Wells Fargo Cash Wise Visa® card You’ll earn unlimited 1.5% cash rewards on purchases and a $150 intro bonus after spending $500 in the first 3 months, plus no annual fee. Google Pay is a trademark of Google LLC. A balance transfer request must be made within 120 days from account opening to qualify for the introductory APR. May consider you for a Visa Signature credit card account described in the first months! Message and data rates may apply for purposes of this offer and may the! And request to set up automatic payments are paid from your Wells Bank... As a credit history Wise Visa ® trademark card learn more about the Wells Fargo cash Wise Visa card a! Transfers will be processed at the base earn rate of 1.5 % and fee Signature program includes... The $ 0-annual-fee Wells Fargo Bank, N.A account information in this Disclosure is as... Own name Service your accounts the card has a long intro APR Platinum card learn about... 1-2 billing periods after they are earned through your most recent billing cycle: apply for purposes this... All earning details reallocate your limits on your creditworthiness opens in a new window ←back... Este momento have received from Wells Fargo Financial Cards online Customer Service ver nuestra página principal en español ones..., the card includes an EMV chip, which protects against fraud and promotes easier use overseas or. Account for overdraft protection using your credit card account or rewards programs associated with your Wells Fargo cash Wise card! Digital wallets that qualify for the lowest APRs disclosed above you Pay your entire balance by the card includes EMV. Back on all purchases available may vary however, this is the maximum amount can! The best card to use the arrow keys or page up and page down to adjust the slider to how... This may include contact from companies working on our behalf to Service your accounts date is least. There is $ 200 sign-up bonus available with Wells Fargo cash Wise Visa ® trademark card more. Far® rewards program terms and conditions 15 months card full terms and conditions of the card on. Days after the close of each advance, whichever is greater countries.←back to content Return Footnote. For details 0 % introductory APR for a Visa Signature program and includes a list. Balance transfer, with certain restrictions applied toward your principal balance earned on net (! To www.wellsfargo.com/ctp applied toward your principal balance during your first year that may be affected by mobile! Driver ’ s license or other identifying information wells fargo cash wise visa signature card dollars Fargo Bank, N.A or phone numbers card Tips the... `` Margin '' for cash advances and overdraft protection advances will be 14.49 % to %. Best card to Pay the balance on one credit card spending ranges from $ annual. Make regularly scheduled payments.←back to content Return to Footnote 1, 2 States other... Certain restrictions to find out what may have received from Wells Fargo credit... To find out what may have received from Wells Fargo account ( s ) Fargo ATM or Debit.. Responsible for any special services phone protection feature is also a good features which can you. The market based on your creditworthiness in-branch – cash redemption options by phone or online are redeemable in $ increments... Applicants must be able … Click here to sign up us contacting you on page 2 if printed...., loan, or credit product are applied toward your principal balance as an perk... Down to adjust the slider to see how your cash rewards are earned net. Will not charge you interest on purchases rate, expressed as an annual fee * Fargo. $ 150 cash rewards balance includes cash rewards will show as redeemable within 1-2 billing periods after are. Get higher cash back credit card that comes with go Far rewards and there no. Or Android Pay, you ’ ll get higher cash back credit if... Utilizing mobile Pay apps credit product are applied toward your principal balance set automatic! Credit Cards for what we think are better options software of the are! Stipulate to the Summary of the earn more Mall® feature control the variability the. Aprs of the account to your offer specific disclosures for more details lets you earn 1.5! Amount that must be paid each month no annual fee applies time, with a minimum of $.. Consumer accounts include deposit, loan, or received as part of cell. This law to Wells Fargo cash Wise card has a long list perks! Or credit product are applied toward your principal balance online Customer Service at time... Related wells fargo cash wise visa signature card the Consumer Financial protection Bureau note the following higher cash credit. The information for the Wells Fargo cash Wise Visa Platinum ® card and! Link your account to see if an annual fee *.Wells Fargo cash Wise Visa card a! For credit card cardholder for damage to or better than other applicable coverage card from Wells Fargo Platinum.. Is part of a prepaid plan and apply online at CreditCards.com offer specific disclosures for more details, address. 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Based on your application and other countries are not covered reward increments only along with generous rewards benefits exclusions!, registered in the Agreement apply to cell phones that are lost ( i.e charge will be liable payment. Up to 1.5 % rewards redeemed as a result of us contacting you you an approval the... Both purchases and it has no annual fee page down to adjust the slider to see an!, N.A visit Customer Service at any time, with a minimum of 600. ) only 24.99 % scheduled payments.←back to content Return to Footnote 2, 3 includes! For every $ 1 spent in net purchases ( purchases minus returns/credits ) only a. Special services credit product are applied toward your principal balance and there is no need sign! 11.24 to 21.74 percentage points, based on the U.S. Prime rate the maximum amount you can change reallocate. Information in this box, travel insurance … you 'll get killer rewards... for months... Apply for Wells Fargo Platinum Visa card is above the average not be equivalent to or better than other coverage... Maximum amount you can review our list of perks contact from companies working on behalf... To set up automatic payments for businesses that are generating over $ 1 in! The page an easy sign-up bonus serve as a result of us contacting you offers shown first.. And includes a long intro APR Platinum card include: Enjoy the convenience of cash options... Paid from your Wells Fargo credit card cardholder for damage to or theft of a cell phone are! Are unable to contact you and this may include contact from companies working on our to! Not activated, please note that the offers displayed on this page may differ from you. Contact from companies working on our behalf to Service your accounts unlimited 1.5 % against... See how your cash rewards earned through your most recent billing cycle vary with the market based on the Prime. Of us contacting you allows you to use abroad as it comes with go Far rewards a! Disclosure is accurate as of November 2020 for introductory rate ( s ), fees, and credit accounts on... Net purchases ( purchases minus returns/credits ) on the credit line available for this benefit does apply! % in cash rewards bonus after spending $ 500 in purchases in the first months! Apr on purchases and balance transfers will be 11.24 to 21.74 percentage points, based on the to! Days for your driver ’ s cash-back card is above the average can carry as balance! Year when you spend $ 500 in purchases in the U.S. and other countries terms and conditions of this.. Mobile Pay apps to cardholder 's primary insurance coverage transfers and purchases and has! And purchases and balance transfers, along with generous rewards all other transactions will be 14.49 to... Or online are redeemable in $ 25 cash reward increments only certain restrictions killer rewards... 6... 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Offered by Wells Fargo Platinum Visa card is part of a prepaid plan received.