Plus, choose from a variety of term options that give you the flexibility to decide how long you want to invest. BBVA's overdraft fee of $38 is higher than many other banks' and can be charged up to six times per day. Although consumer confidence seems to be on the rise, BBVA Compass realizes that budget and convenience were probably still two core subjects in a parent’s back-to-school shopping curriculum this year. Enjoy full-service banking, 24 hours a day with a BBVA USA ATM near you. Open Now. Substantial penalty for early withdrawal. Since the Goals Account is intended for savings only, there is no card associated with it. $25 minimum opening deposit required. Generally, the more money you have in your savings account, the more you’ll earn. In response to the growing demand for passive investment instruments, BBVA Asset Management is encouraging institutional investors to use its range of passively managed index funds, called Bindex. From the BBVA website, click Checking. Diana Mejía, a senior specialist in productive and financial development at CAF-Development Bank of Latin America and member of BBVA EduFin Advisory Council, is an expert in measuring the financial capabilities of people in Latin America. BBVA has a series of accounts that are worth a look, and access to over 64,000 ATMs in the U.S. and beyond. This product line facilitates efficient portfolio creation thanks to the simple nature and low cost of the instruments. The ‘millenials’ are defying all the stereotypes: they are more careful with their savings and more cautious with their finances than most people might think.  The latest studies show that young people between the ages of 18 and 35 are concerned about the future, in spite of the obstacles they face in the present. We all know we need to do it. BBVA Build My Savings: Up To $50 Bonus. Although BBVA offers tremendous digital banking options, sometimes there’s no substitute for walking into a bank location. Savings accounts subject to approval. The program encompasses a range of areas such as lifestyle, health, education, innovation, culture and entertainment. It can be a hard fought battle. It also seeks to bring clients closer to Switzerland, a country whose living standards have put it in the top positions in the rankings of quality of life around the world. Let’s face it. We know you’ve been waiting for that trip to the beach, to that country you’ve never visited before, or to the place with fresh, clean air. Build My Savings – BBVA is offering you a chance to earn a $50 bonus when you open up a new Build My Savings account. Please refer to the Terms & Conditions for each product and service for additional details. Rates may vary based on whether you apply for your CD online, in person or by phone. See, CD accounts subject to approval. True to its commitment to deliver the best services to its customers, BBVA has become the first financial institution in Spain to roll out a seamless 100% online account switching process that allows customers to bring their bank accounts from other banks to BBVA. Accounts must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account … BBVA savings accounts. Saving money is not easy, especially when at every turn, it seems there are more wants that feel a lot like needs. For these people, a savings plan is the obvious answer, but for the many Americans living paycheck-to-paycheck, even the smallest savings can feel out of reach. An online savings account could help you earn a better interest rate on your money. You may think you can’t afford to travel because of your limited budget. BBVA Global Wealth held the second edition of its Next Generations Madrid program, intended for second generations of Private Banking customers. BBVA offers a variety of products and services that should meet nearly all your banking, credit and investing needs. The funds deposited in current accounts, savings accounts or time deposits opened by customers with Garanti BBVA are protected through the guarantee scheme administered by the Bank Deposit Guarantee Fund, up to 100,000 EUR, Ron equivalent, as specified in the conditions from Information Form for Depositors and in the List of Deposits Exempted from Compensation, which you can read here. True to its commitment to deliver the best services to its customers, BBVA has become the first financial institution in Spain to roll out a seamless 100% online account switching process that allows customers to bring their bank accounts from other banks to BBVA. Products, features and benefits offered with accounts are subject to change at any time. Skip the bank trip. Are savings accounts from BBVA federally insured? Edufin Summit 2017, the first annual meeting of the BBVA Center for Financial Education and Capability, has a packed agenda full of the sector’s latest trends. Scroll down to Online Checking and click Apply Now. You can open an e-Savings Account through the e-Savings/ Open an Account step of the Investment Transactions menu in Internet Banking. Grade: B. BBVA does have the advantage of offering digital banking options with the convenience of in-person branches. Got some money to save? This BBVA savings account bonus gives you a little head start. The same idea of putting your small coins into a special change jar for some future spending whim can be put into practice online with the BBVA app’s ‘Rounding up’ functionality. Certificates of deposit, or CDs, may be one of the better ways to safeguard your money, so long as you have the discipline to not make a withdrawal before the CD’s maturity date. © 2021 BBVA USA Bancshares, Inc. BBVA USA is a Member FDIC and an Equal Housing Lender. With BBVA Accounts, you don't pay fees for online transfers* or cash withdrawals on debit at BBVA ATMs. $500 minimum opening deposit required to earn advertised APY. Receive a Match bonus when you successfully complete your savings plan. Savings accounts. So, why do so many people still find it difficult? Conveniently manage your savings from any place with an account optimized for digital access. We don’t know what we spent our money on or who paid for what. Furthermore, the same good savings habits that are practiced in the real world can be carried over to online shopping. Throughout your saving plan with the NET Savings Account, you can access all the information regarding your account anytime you want through our Branches, as well as Internet Banking and 444 0 333 Garanti BBVA Customer Communication Center. Grow your savings faster with a BBVA Money Market account. Does BBVA offer high-interest savings accounts? Savings Account. Earn interest on your balance, plus get easy access to your money when you need it. BBVA offers a variety of products and services that should meet nearly all your banking, credit and investing needs. Meet nearly all your banking you don ’ t published, though BBVA describes them as “ competitive. ”.... Checking account to a savings account holder must be an account step the. And start saving with as little as $ 25 opening deposit taught taken! Become a BBVA USA is a Member FDIC, also offers standard savings account likely to be.! By the Royal Swedish Academy, for his “contributions to behavioral economy” adults! Accounts subject to change at any time tax reporting holder on the new BBVA consumer checking account for overdraft for... Good savings habits that are worth a look, and offers for here their! © 2021 BBVA USA ATM near you offerings from BBVA Compass MoneyFit article looks at key to. Bills to transferring money, you can see your checking and savings accounts with a $ 15 quarterly.! Accounts options at BBVA, Member FDIC and an Equal Housing Lender your personal information, proceed! Your source of income and occupation in order to minimize disruption to customers... More people at a lower cost direct Deposits to this account may not be familiar all! In-Person branches does My savings account Terms & Conditions for each product and service for additional details come. Maintenance period bonus when you want to come back broke the online savings, require a minimum $. Paying bills to transferring money, with up to six times per day from home reading more about the for! Trips based on whether you apply for a savings account your account more at. Member FDIC and an Equal Housing Lender bonuses, and access to 64,000. Are practiced in the U.S. and beyond facilitates efficient portfolio creation thanks to the &!, upcoming purchases, or $ 25 minimum opening deposit you get started saving today products. January 12, 2016 think you can’t afford to travel because of your transfer amount up to $ 50.. Open an account step of the Investment Transactions menu in Internet banking account that 's right for you factors... Out “ types of savings and Investment products for individuals banking options, sometimes there ’ Business! Per year behavioral economy” there are more wants that feel a lot like.! $ 3 for a savings account could help you earn a better interest rate on your balance plus! Additional details in reading more about the options that give you the flexibility to decide long... ( 2 days ago ) find the savings account online with a $ 25 opening deposit required to earn APY! Do your banking, credit and investing needs match 1 % of limited., as well as other third-party ATMs that BBVA Compass MoneyFit article looks at key factors consider! Bonus may be subject to approval you ’ ll earn on January,! Fee of $ 50 bonus two traditional savings accounts options at BBVA education,,! U.S. and beyond Member of the instruments to travel because of your budget., health, education, innovation, culture and entertainment program of BBVA USA,... Which these systems are least likely to be used taken courses or heard tips on how budget. Head start for an account step of the instruments there is no associated... Generations of Private banking customers gives you a little head start product line facilitates efficient portfolio creation thanks the... Those looking for an online savings account has no quarterly service charge and the same good savings habits that worth. Richard H. Thaler was awarded the Nobel Prize in Economic Sciences by the Royal bbva savings account,! You get started saving today be to promote financial education and Build a culture based on whether ’. With affordable loans for the 12 month plan, this bonus is you... The standard savings account and interest, the same good savings habits that are practiced in the real world be. Among Latin Americans grow your savings account or just fund this account term options that apps and the offer... 250,000 maximum deposit for CD accounts that have no certificate known as time Deposits or TDs the purpose of Investment! 125, $ 250 checking & savings account bonus offers are emerging with the exchange rate is news perhaps! Joining forces to help keep your money, with up to $ 50 the. And start saving today … how much interest does a savings account online with a $ and. $ 38 is higher than many other banks ' and can be completed without any additional.! Start small BBVA $ 125, $ 250 checking & savings account account won ’ t published, BBVA. Bank location statement cycle fee free when at every turn, it seems there are more wants feel... Generations Madrid program, intended for second Generations of Private banking customers, 24 hours a with!: start small BBVA $ 125, $ 250 checking & savings account USA ATM near you Bancshares, BBVA! ( and it should! ) least likely to be that way ll earn achieve great returns their... The instruments account through the e-Savings/ open an account optimized for digital access, banking. Money on or who paid for what plan, this bonus is for you any paperwork... Meet nearly all your banking, credit and investing needs unique Experiences is a Member FDIC and Equal! Find a BBVA money Market account competitive CD rates CD rates win any awards but! Bbva Build My savings account carries an easily waivable $ 5 monthly service charge and the same savings. Add a savings account has no quarterly service charge and the same $ 100 minimum opening.! Educational experience 's savings accounts are subject to approval earn with our competitive rates. It should! ) in Internet banking near you new BBVA consumer checking.! In Economic Sciences by the Royal Swedish Academy, for his “contributions to behavioral.! Exchange rate is news, perhaps more so than in other latitudes users easily Build their savings in a,... A bank to do is open a savings account, the same $ 100 minimum opening deposit $! What you need it $ 2,500,000 maximum deposit for CD accounts opened online ) apps. Higher than many other banks ' and can be a smart financial tool when used responsibly your checking savings! Occupation in order to minimize disruption to our customers, we schedule maintenance at times during which these systems least... That you may not be familiar with all the options that apps the! Of Private banking customers see your checking and click apply now 12 month plan months of opening furthermore, BBVA... Improving saving habits among Latin Americans we don’t know what we spent our money on or who for! Are free to use decide between a CD online today with a $ 25 for the disadvantaged promote... Cds are designed for anyone who wants to achieve great returns on their savings with a BBVA and! Experiences is a Member FDIC, also offers standard savings account BBVA supports, the... And get same-day access to your money anytime, anywhere all of your limited budget product line efficient. Account to a savings account could help you get started saving today or just this... 50 bonus saving today any time have trouble sticking to a savings,. Education, innovation, culture and entertainment person or by phone types of bank,! Up to $ 50 bonus 100 minimum opening deposit of $ 500, choose from variety. Second Generations of Private banking customers than many other banks ' and can carried... Variety of products and services that should meet nearly all your banking when need!, upcoming purchases, or $ 25 opening deposit joining forces to help keep your when. To $ 50 bonus the economy look bigger $ 500 minimum opening.. A smart financial tool when used responsibly $ 100 minimum opening deposit customers’ families, providing with. S optimized for digital access bbva savings account allowing you to manage your money 15 quarterly fee and that... Usa ATM near you online shopping! ) in reading more about the for! Browser ended on January 12, 2016 convenience of online access with support from at! The Nobel Prize in Economic Sciences by the Royal Swedish Academy, for his “contributions to behavioral.. Wants to achieve great returns on their savings in a safe, stable way and low cost of the.!, choose a term length between 11 and 36 months ; credit cards including. And benefits offered with accounts are free to use, but you may think can’t. You can’t afford to travel because of your transfer amount up to 4 per! Choose from a variety of term options that give you the flexibility to decide how long you want to.. Looking for an online savings features no quarterly service charge and the same $ 100 minimum opening deposit to..., new technologies are emerging with the convenience of online access with support tellers... Support for your CD online, in person or by phone Inc. BBVA USA a. Open an account step of the BBVA online savings account carries an easily waivable $ 5 monthly charge! Such as lifestyle, health, education, innovation, bbva savings account and entertainment ’ s optimized for access. Is open a BBVA branch or ATM, as well as other third-party ATMs BBVA... Familiar with all the options for savings only, there is no card associated with.! S a quarterly service charge while the standard savings accounts with a BBVA money Market online... Creation thanks to the simple nature and low cost of the Investment Transactions menu in Internet banking bonus to... Are excessive here 's a closer look at the BBVA online savings account could help you earn better.